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Insights from the Fineksi team

Clear thinking on credit decisions.

Guides, research and field notes on AI document intelligence - written for risk, credit and technology teams at banks, finance companies and lending platforms.

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Company News 5 min read

Shinhan Bank Vietnam and Fineksi Partner to Accelerate AI Transformation in Credit Operations

Fineksi and Shinhan Bank Vietnam have signed a cooperation agreement to deploy AI-powered Document Intelligence for corporate credit analysis and assessment. The partnership grew out of Fineksi's participation in the Global Shinhan Innoboost 2025 program, moving the solution from Proof of Concept to real-world deployment. Together, the two parties aim to deliver faster, more efficient, and higher-quality credit analysis, with the system expected to go live in 2026.

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Company News2 min read

Fineksi at Echelon Singapore 2026: Showcasing AI-Powered Document Intelligence for Credit Analysis

Fineksi joined Echelon Singapore 2026 as an exhibitor with Garuda Spark Innovation Hub, connecting with founders, investors, corporate leaders, and ecosystem builders from across the region. Over two days, we shared how our AI-powered document intelligence solutions help financial institutions strengthen credit analysis, streamline processes, and manage risk more effectively. Here is a look back at our experience and what comes next.

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Company News3 min read

How Fineksi's AI Powers P2P Lending Success: A Look at MEKAR

Fineksi's AI-powered document intelligence helps P2P lending platforms assess borrower risk more accurately, speed up underwriting, and reduce fraud. MEKAR (PT Mekar Investama Teknologi) is one of the platforms using Fineksi's bank statement and credit history analysis to protect its loan portfolio quality and strengthen investor trust. Learn why technology has become the deciding factor for P2P lending success.

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Company News2 min read

Fineksi Named Among SuperAI Genesis Top 50 AI Startups

Fineksi, the AI document intelligence for credit analysis platform, has been named one of the top 50 teams in SuperAI's Genesis startup competition, a cohort of the most promising early-stage AI startups in the world. The selection gives Fineksi direct access to enterprise buyers, warm introductions to regional VCs and a chance to take the stage at SuperAI.

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Company News4 min read

Fineksi Joins Catapult: Inclusion SE Asia #3 in Luxembourg

Fineksi was selected as one of 15 fintechs for Catapult: Inclusion SE Asia #3, a competitive program organized by The LHoFT (Luxembourg House of Financial Technology) that brought innovators from nine countries to Luxembourg in June 2026. The selection recognizes Fineksi’s AI-powered document intelligence for credit analysis, which helps lenders process loans faster, detect fraud, and reduce non-performing loans. It also opens the door to new partners, mentors, and potential funding through NextFin Asia.

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Company News2 min read

Fineksi and BNI Finance Form Strategic Partnership in Bank Statement Analysis

Fineksi has entered a strategic partnership with PT. BNI Multifinance (BNI Finance), a subsidiary of PT. Bank Negara Indonesia (Persero) Tbk. Through this partnership, BNI Finance has entrusted Fineksi with its bank statement analysis to improve the efficiency and accuracy of its credit process. The collaboration is expected to speed up financing for BNI Finance customers.

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Credit Analysis4 min read

Understanding the Credit Assessment Process: A Complete Guide

Credit assessment is an essential component of the lending process, enabling lenders such as commercial banks, rural banks, peer-to-peer (P2P) lending platforms, multifinance companies, and cooperatives to evaluate a borrower's creditworthiness. It involves assessing various factors to determine the risks associated with extending credit to individuals or businesses.

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