Fineksi Joins Grab Ventures Velocity (GVV) Batch 9 and Pilots AI-Powered Credit Analysis with Superbank

Jakarta, Indonesia — Fineksi, an AI-powered Document Intelligence for Credit Analysis company, has been selected as one of five startups in Grab Ventures Velocity (GVV) Batch 9, Grab Indonesia's flagship accelerator for post-seed startups. Even more notably, Fineksi is the only startup in the batch selected to run a pilot with Superbank, marking the digital bank's first-ever pilot with a GVV participant.

For Fineksi, this is a major step toward its mission: helping banks, rural banks (BPR), multifinance companies, and other lenders process loans faster without sacrificing credit quality, while catching fraud before it becomes a non-performing loan (NPL).

Fineksi Is the Only GVV Batch 9 Startup Selected for Superbank's Pilot

Superbank has supported GVV since Batch 8. This year, the digital bank is taking its involvement a step further by running its first pilot with a GVV startup, and Fineksi is the only participant selected for it.

The pilot is a natural fit. Superbank was founded with a mission to widen access to financial services, especially for underbanked Indonesians. Serving that market at scale requires credit decisions that are fast, accurate, and resistant to fraud, which is exactly what Fineksi's AI-powered document intelligence is built to deliver.

Superbank President Director Tigor M. Siahaan noted at the kick-off that the bank's own growth was shaped by collaboration within the Grab and OVO ecosystem, and that this same spirit is what led Superbank to deepen its support for GVV founders this year through its first pilot.

For Fineksi, the pilot means its technology will be tested in a live digital banking environment, validating how AI-driven credit analysis can speed up loan processing and strengthen risk management for a regulated financial institution.

What Is Grab Ventures Velocity (GVV)?

Grab Ventures Velocity (GVV) is Grab Indonesia's startup accelerator program designed for post-seed startups. Since its launch in 2018, GVV has received more than 800 applications and supported 40 alumni startups, with over 85% of them still operating today. Alumni have gone on to raise follow-on funding, scale their businesses, or pivot to better fit market needs.

Now in its ninth year, GVV Batch 9 carries the theme "Grab For Indonesia: Building an AI-Powered Resilient Ecosystem." The program encourages Indonesian startups to develop artificial intelligence solutions that serve businesses, Grab driver and merchant partners, users, and society at large.

The Batch 9 kick-off took place on August 31, 2026, at Superbank Hall in Jakarta, as part of Grab's Independence Month series, Grab Bersinergi.

Why Did GVV Batch 9 Focus on AI?

Indonesia's AI momentum is growing fast, with more than 45 AI startups now operating in the country. However, the local AI ecosystem still has significant room to grow: Indonesia currently captures only around 4% of total AI funding across the ASEAN-10 region.

GVV Batch 9 aims to close that gap by bringing together startups that apply AI to practical, high-impact problems. Grab Indonesia CEO Neneng Goenadi explained that the program brings Grab's own experience building and deploying AI, guided by its "AI-First with Heart" approach, closer to Indonesian founders, so their solutions can be tested and refined against real market needs.

Who Are the Five Startups in GVV Batch 9?

Through a competitive selection process, GVV Batch 9 chose five startups that each apply AI to a different industry challenge:

Startup	Focus Area
Fineksi	AI-powered credit analysis, document processing, financial statement analysis, and credit underwriting for financial institutions (selected for Superbank pilot)
Algobash	AI-driven recruitment and talent assessment
Dash	AI tools for managing distributed frontline operations
Grivy	Commerce intelligence connecting online engagement to offline sales
Sekilo	AI operating system for Indonesia's halal protein supply chain

Fineksi was represented at the program by Wildiyanto Yawin, CEO & Co-Founder of Fineksi.

What Does Fineksi Do?

Fineksi is an AI-powered Document Intelligence platform for Credit Analysis. It helps financial institutions streamline their credit process by ingesting all of a borrower's documents, such as bank statements, financial reports, invoices, and identity and legal documents, and turning them into structured, AI-based credit analysis.

In practice, Fineksi helps lenders:

• Process loans faster by automating document reading, data extraction, and financial analysis that analysts would otherwise do manually.
• Maintain credit quality with consistent, data-driven underwriting instead of rushed manual reviews.
• Detect fraud earlier by spotting inconsistencies, manipulated documents, and red flags across a borrower's files.
• Reduce non-performing loans (NPLs) by giving credit teams a clearer, more accurate picture of risk before a loan is approved.

The result is a credit process that is both faster and safer, a combination that has traditionally been hard for lenders to achieve.

What Does Fineksi Gain From Joining GVV Batch 9?

As a GVV Batch 9 participant, Fineksi will receive:

1. An exclusive pilot with Superbank, the only one among Batch 9 startups, to deploy its AI credit analysis in a live digital banking environment.
2. Mentorship from Grab leaders and ecosystem experts.
3. Leadership development to strengthen the founding team as the company scales.
4. Pilot project opportunities with Grab, allowing Fineksi's technology to be tested in real-world scenarios.
5. Access to strategic partners, including Superbank, Komdigi (Indonesia's Ministry of Communication and Digital Affairs), and Sweef Institute, which provide access to the digital banking ecosystem, networks, expertise, and funding opportunities.

Why This Matters for Indonesia's Financial Sector

Credit analysis in Indonesia still relies heavily on manual document review. Analysts spend hours reading bank statements, reconciling financial reports, and verifying borrower data, which slows down loan approvals and leaves room for human error and document fraud.

AI-powered document intelligence changes that equation. By automating the heavy lifting of document analysis, lenders can:

• Serve more borrowers, including underbanked individuals and MSMEs, without proportionally increasing headcount.
• Make faster decisions that improve the borrower experience.
• Strengthen portfolio quality and protect against rising NPLs.

Superbank's decision to pilot with Fineksi shows that Indonesia's digital banks are ready to move AI from experimentation into core credit infrastructure.

Looking Ahead

Joining Grab Ventures Velocity Batch 9, and being the sole startup selected for Superbank's pilot, gives Fineksi the platform, partnerships, and real-world banking environment to accelerate its impact. Through the program, Fineksi aims to help more Indonesian financial institutions modernize their credit process: approving loans faster, catching fraud earlier, and building healthier loan portfolios.