Fineksi Named Finalist in SC Ventures by Standard Chartered Fintech & AI Pitch Competition 2026

Fineksi, an AI-powered document intelligence platform for credit analysis, was selected as a finalist in the SC Ventures by Standard Chartered Fintech & AI Pitch Competition 2026. The company was one of only five startups chosen to pitch live in Singapore before a panel of leading venture builders and investors. Being selected recognizes Fineksi's work helping financial institutions make faster, more accurate lending decisions.

What Is the SC Ventures Pitch Competition?

The SC Ventures Pitch Competition is an annual startup competition run by SC Ventures, the venture building and investment arm of Standard Chartered. The 2026 edition, titled Ventures Lab: Fintech & AI Pitch Competition, focused on early-stage startups building enterprise solutions in fintech and artificial intelligence.

The competition was organized in collaboration with:

• Peak XV Partners (formerly Sequoia Capital India & SEA)
• Plug and Play Tech Center
• Elev8te

The winner received an SGD 10,000 equity-free grant. All finalists also got direct feedback from some of the most active venture builders and investors in Asia.

Who Were the Finalists?

Five startups were selected to pitch at the finale. They covered wealth management, digital asset trading, compliance analytics, embedded finance, and credit analysis:

1. COLLYBUS – Peter Jacobson and Greg O'Sullivan. A regulated, institutional-grade trading platform for digital asset markets.
2. Nextvestment – Michael Davies. An AI-native wealth engagement and behavioural intelligence layer for wealth institutions.
3. Aereve – Andre Leung. Multilingual on-chain and off-chain compliance analytics for banks, insurers, and enterprises.
4. Fineksi – Wildiyanto Yawin (Co-Founder & CEO), Yohanes Rico (Co-Founder & COO), and Yuliam Chandra (Co-Founder & CTO). AI-powered document intelligence for credit analysis and fraud detection.
5. yufin – Shubhrendu Khoche. A B2B merchant platform that brings financial services and embedded financing to last-mile merchants in emerging markets.

Who Judged the Competition?

The finalists pitched in front of a panel of experts from four organizations:

• Harald Eltvedt – Operating Member & Head of Venture Building, SC Ventures
• Manav Narang – Head of Financial Services APAC & Head of India, Plug and Play
• Aakash Kapoor – Principal, Peak XV Partners
• Sharmin Reehman – CEO, Elev8te

The event also featured talks from Alex Manson, CEO of SC Ventures; Joe Lu, CEO of HeyMax; and Udaya Kondameedi, CTO of Lexarius.

How Were Finalists Selected?

SC Ventures reviewed applications against nine criteria:

• Founding team experience and track record
• Problem definition and customer pain
• Market size (TAM/SAM/SOM)
• Go-to-market strategy
• Competitive analysis, solution, and differentiation
• Traction and proof points
• Financials
• Business model and monetization
• Pitch quality and clarity

Applicants also had to be Singapore-registered companies, less than four years old, with under SGD 5 million in funding and active customers. Selection as a finalist shows that Fineksi performed strongly across team, product, market, and traction.

What Does Fineksi Do?

Fineksi is an AI-powered Document Intelligence for Credit Analysis platform. It helps banks, multifinance companies, and other lenders streamline their credit process and detect fraud.

Here is how it works:

1. Document ingestion – Fineksi takes in all of a borrower's documents, such as bank statements, financial reports, and supporting files.
2. AI-based extraction and analysis – The platform reads, structures, and analyzes the data automatically, replacing hours of manual review.
3. Fraud detection – Fineksi flags inconsistencies and signs of manipulation in documents before a loan is approved.
4. Credit insights – Credit analysts receive an AI-based credit analysis they can use to make faster, better-informed decisions.

The result: lenders can process loans faster without sacrificing quality and reduce non-performing loans (NPLs).

Why Does AI Credit Analysis Matter for Lenders?

Traditional credit analysis depends heavily on manual document review. This is slow, expensive, and prone to human error. It also leaves room for fraud, since forged or altered documents can be hard to spot by eye.

AI document intelligence addresses these problems directly:

• Speed – Automated document processing shortens loan turnaround times.
• Consistency – Every application is analyzed with the same rigor.
• Fraud prevention – AI can detect document tampering and inconsistencies that humans may miss.
• Better portfolio quality – More accurate assessments help lenders keep NPL ratios down.
• Scalability – Institutions can grow loan volume without growing analyst headcount at the same rate.

As financial institutions across Southeast Asia compete to deliver faster digital lending, these capabilities are becoming essential infrastructure.

What Does This Recognition Mean for Fineksi?

Being named a finalist by SC Ventures, one of the most active bank-backed venture builders in the world, validates Fineksi's approach to credit analysis. The competition put Fineksi's founding team in front of influential investors and ecosystem partners from Standard Chartered, Peak XV Partners, Plug and Play, and Elev8te.

For Fineksi's current and future partners, the recognition signals that its technology meets the standards expected by global financial institutions. Fineksi will keep building tools that help lenders make faster, safer, and smarter credit decisions.